Windermere Real Estate/Oak Tree, Inc.
  
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The Fixed vs. Adjustable calculator will help you determine whether you should choose a fixed rate loan or an adjustable rate loan. The interest rate for a fixed rate loan stays the same for the life of the loan. But with an adjustable rate mortgage (ARM), the interest rate fluctuates periodically based on an index like the U.S. Treasury Security Yields (1 Year T Bill), the Cost of Funds Index (COFI) or the London Inter-Bank Offer Rate (LIBOR).
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